Launch your payments proposition in the UK, EU, and US.

It is time consuming and expensive to apply for payment and scheme licences and set up full financial infrastructure. In addition, it can be challenging to find the right industry partners, especially for banking services and safeguarding. As a result, the process to set up and scale a Fintech Business is uncertainty and the time until
business activity can start is considerable.

B4B enables Fintech scaleups to build and launch their proposition in the UK or Europe fast and with limited risk. Access payments and FX in 25 currencies, advanced account infrastructures, BIN sponsorship, and turnkey card issuing capabilities through a single API integration.

Supercharge your PIS Payment Service with our Payment Accounts for Open Banking Collections. Assign each merchant a unique Virtual IBAN to receive Open Banking Payments in the UK and Europe.

Our API provides instant notification when funds are received, removing uncertainty for your merchants and enabling full reconciliation.

Bolster your expense management platform with corporate cards and global payouts.

Whether you want to brand your expense management solution or expand your proposition, B4B enables expense management providers to launch their own corporate card programme and global bank payments.

• Branded corporate cards
• Global payments via FPS, SEPA, USD NACHA and SWIFT
• Business payment accounts in EUR, GBP, USD, and DKK

Enrich your accounting platform with payments services.

B4B enables accounting software providers to directly embed payments services into their own platform through a single API integration, including:

• Business payment accounts in EUR, GBP, USD, and DKK
• Global payments via FPS, SEPA, USD NACHA and SWIFT
• Corporate expense cards
• This will not only enhance the customer experience, but also enable you to tap into new revenue streams and increase the number of customer touchpoints.

Provide an end-to-end payroll experience with integrated global payments and pay-out cards.

B4B enables Payroll and HCM providers to help their customers
pay employees across the world efficiently and cost-effectively. Employees can get paid in their local currency via bank payments or via a pay-out cards if they don’t have a bank account.

• Global payments via FPS, SEPA, USD NACHA and SWIFT
• Branded physical and virtual pay-out cards to efficiently reach overseas staff, contractors, and temporary workers
• Rewards and incentives

Streamline the rent collection process.

Reduce resource intensive and error prone reconciliation processes, slow payments, and high charges with your existing bank providers. B4B enables Real Estate and Proptech companies to build flexible virtual account infrastructures to automate reconciliation of rent payments.

• Allocate named virtual IBAN accounts to each property or landlord to collect and automatically reconcile incoming rent payments
• Collect from tenants and pay out to landlords, contractors and suppliers via FPS, SEPA, USD NACHA and SWIFT, with real-time payment visibility

Revolutionise the payment processes around lending services.

Reduce resource intensive and error prone reconciliation processes, slow payments, and high charges with your existing bank providers. B4B enables Lending businesses to build flexible virtual account infrastructures to automate reconciliation of loan repayments.

• Make funds available instantly via virtual pay-out cards
• Allocate named virtual IBAN accounts to each loan or debtor to collect and automatically reconcile incoming rent payments
• Collect and payout instantly via FPS and SEPA Inst, with real-time payment visibility